Debt Negotiators America was formed in January 2006.
The Debt Settlement industry is a rapidly evolving sector, currently
experiencing a phenomenal growth, with new companies appearing almost
daily it would seem. From a modest beginning in the late 1980’s, with only
a handful of companies, to today, with literally thousands of companies
servicing this sector, the task facing the consumer who wants to find the
right company to represent them has become fraught with challenge. Debt
Negotiators America utilizes their years of experience in this industry to
do the research necessary to insure that the consumer will be connected
with the company that can best represent them for their particular
situation. This avoids a “one-size fits all” or “cookie cutter” approach.
After determining the exact nature of the client’s
specific situation, Debt Negotiators America will recommend one or more
companies that can resolve the problem. All companies recommended have to
have been in business for a minimum of five years, with a verifiable
record of successful debt negotiation. They must be bonded, licensed, and
insured for the protection of the consumer.
Debt Negotiators America avoids companies that use a
business model that requires the consumer to deposit their money on a
monthly basis into a “special purpose account”. Under this model the
consumer pays additional “maintenance fees” to the agency, and does not
have direct control of their own money. We will only recommend companies
who have clearly stated fee schedules and a defined policy on refunds. Our
goal is to help our clients get off the “debt treadmill” as quickly as
legally possible.
All of
the staff at Debt Negotiators America are Certified Debt Arbitrators,
trained and certified through Arbitrain Inc.